Saturday, October 1, 2016
Tuesday, September 27, 2016
Business Tip of the Month from Anita T. Conner and Associates
Balance sheet analysis provides planning opportunities
Learn to dissect your company's balance sheet to discover opportunities for growth, imminent shortfalls, financial disasters in the making, and trends both favorable and unfavorable. To jumpstart your analysis, focus on the following key indicators.Current ratio. The current ratio is calculated by dividing current assets by current liabilities. Current assets generally include cash, investments, short-term accounts receivable, inventory, and supplies. Current liabilities include
On the other hand, if the current ratio is three or above, you could be neglecting profitable investment opportunities. For instance, you might have too much money sitting in a low-interest bank account when the funds could be used to develop a new product line, liquidate long-term debt, or invest in a more lucrative venture.
Debt-to-equity ratio. You can calculate the debt-to-equity ratio by dividing total liabilities by total equity (assets minus liabilities). The debt-to-equity ratio indicates whether your company is relying excessively on debt to finance current operations. Like the spendthrift who finances an extravagant lifestyle with credit cards, a business that's heavily leveraged may find itself careening toward bankruptcy. Analyzing this ratio can help you make needed corrections before it's too late. Generally speaking, the lower the percentage, the stronger your company's financial health.
For help analyzing your company's financial statements, give us a call.
© MC 2016
Monday, September 26, 2016
Financial Tip of the Month from Anita T. Conner and Associates
Trim the fat from your grocery bill
Looking to save money on household expenses?- Make a list. By deciding ahead of time what's needed for upcoming meals, you'll be less likely to buy on impulse.
- Buy generic. Thanks to advertising and packaging, brand differences are often more perceived than real. Blind taste-comparison tests have shown that study participants often can't tell the difference between well-known and generic brands. That's especially true with staples such as salt, sugar, and other
baking supplies . Be willing to experiment. If you try a product and aren't satisfied with quality or taste, you can always purchase a more expensive brand on a subsequent trip to the store.
- Go simple. Think salads, one-dish casseroles, and in-season fruits. You'll avoid the trap of eating pre-packaged, less nutritious, and more expensive meals.
- Pay with cash. Research studies show that paying with a credit or debit card lessens your perception of how much you're spending. Pull actual currency from your wallet and you may
find that impulse purchases aren't as tantalizing. Stay within budget by bringing only as muchcash as you need.
- Shop at the edges. In many stores, the produce, dairy, and meat departments are located on the perimeter. Snacks, canned goods, and pre-packaged meals are stocked in the center aisles and toward the front of the store. Buy items mostly from the outside edges and your meals will be healthier and cheaper.
- Scrutinize unit prices. Don't buy items based on total cost alone. Instead, compare unit prices, which tell you the cost per a standard weight or volume. Larger doesn't always mean cheaper.
- Eat first, shop later. That candy bar or bag of potato chips won't be quite as appealing after a full meal.
- Try a different establishment. If you frequent a particular store out of habit, don't be afraid to shop around.
Saturday, September 3, 2016
Allow us to help promote your events!
We have an extensive email list of over 4,500 as well as personal Press Contacts to help you promote your events!!! Our blog alone has a worldwide audience. Below shows our reach over the last 30 days and we haven't even been pushing anything!!! More new and exciting advertising opportunities coming in the near future!
For information on pricing and strategic planning to help promote your events email us
Pageviews by Countries
Entry | Pageviews |
---|---|
United States
|
191
|
Germany
|
65
|
United Kingdom
|
7
|
France
|
5
|
Ukraine
|
3
|
Canada
|
2
|
India
|
1
|
Russia
|
Saturday, May 14, 2016
Thursday, May 12, 2016
Authoress Kendall Hayes is back with another fictitious Novel that brings to light that which has been left lurking in the darkness for way too long.
Yes, I'm back. Using my writing skills to bring attention to taboo subjects. My intention is to bring more awareness to the various forms of domestic violence and the adverse health affects associated with it, as well as the affects this pandemic has on children of the abused and the abuser.
As a mother of 3 grown girls, I am still trying to analyze and reverse the affects of actions that I have allowed them to witness. I have taken the position of survivor not that of victim. For, although they are grown, they still need guidance and direction. And they need to know the truth about the cold cruel world in which we live. Most of all, our young women need to know the importance of Self Love. They need to know that it is not selfish to love yourself. They need to learn to be self sufficient so that they are not tempted to stay in any unhealthy relationship for emotional or financial stability.
Seasons of Hope not only entertains. It addresses issues the of domestic violence, substance abuse and the effects these issues have on our health, mental and emotional well-being. Domestic Violence is real. It kills. It has no respect of persons gender, race, religion or socio-economic background. Many suffer in silence, fearing for their very lives. While it is apparent that more help and assistance is needed for victims, the fact remains that the abuser needs help as well.
Last year, Pa. Governor Tom Wolf is proposing a $1.5-million increase that would be used to provide lifesaving services to victims of domestic violence through PCADV’s domestic violence. The money will be used to stabilize critical services such as civil legal representation, medical advocacy and emergency shelter for victims and their children.
His efforts are commendable, yet short-lived and ineffective. During this fiasco of a U.S. Presidential campaign, I haven't heard any candidate talk about these issues that mostly affect women. I've heard talk about equal pay for equal work, but nothing to address the steadily rising statistics of Domestic Violence related homicides and suicides.
So, I will continue to use my writing skills to write books that not only entertain, but also bring awareness to pertinent issues such as Domestic Violence and Human Trafficking.
Subscribe to:
Posts (Atom)