Lets Start a Conversation 06/03 by Helpful Educational Resources | Blog Talk Radio

This week's guest, Deloris Jordan, sister of Michael Jordan, will share with us her experiences with abuse and how childhood abuse lead to an abusive marriage and other negative behaviors. More importantly, she shares how she got on the road to Healing, Empowerment and Restoration and how she helps other do so.

Listen to internet'>http://www.blogtalkradio.com">internet radio with Helpful'>http://www.blogtalkradio.com/herhealing-empowering--restoring">Helpful Educational Resources on Blog Talk Radio

Our 4-Day Spa Retreat

Imagine THIS:
No kids, work, nagging managment teams. No sales goals or domestic chores to do for an ENTIRE weekend. In exchange, your being pampered and treated like royalty on a nice sunny beach in Ft. Lauderdale. The spa staff is pampering you. Then its off to the beach to get the best tan or glow one can imagine while enjoying a nice tropical drink or margarita. Then, later in the day your off to enjoy the shopping and night life Ft. Lauderdale has to offer. Ok...wake up!

It feels so good to be pampered! So this fall, lets take a moment - or an hour, or a day - for oursleves during Lauderdale Spa Chic! Let's restore ourselves with the full Spa Chic treatment. September 2012 is Ft. Lauderdale's annual Spa Chic Treatment month. Similar to Restaurant Week, Lauderdale Spa Chic invites guest to indulge in thier most popular spa packages for only $99 per person(50% off)! This Spetember, we are going to get pampered as we indulge in the 2012 Lauderdale Spa Chic.

Trip Details
Destination: Ft. lauderdale, FL
Dates: Thursday September 27 -
Monday October 1, 2012
Resort: 4 Star Westin Diplomat Resort & Spa
Price: $720 per person based on double.
Includes: Trip includes R/T air, hotel accommodations, ground transfers in Ft. Lauderdale, travel protection and all applicable taxes. Our spa day will be the entire day on Friday Spetember 28th. The spa package being offered to our group is $99 + tax per person. You will NOT pay me for the spa. You must pay upon arrival of your appointment.

Workshops and Guest Speaker TBA

Single rates are available upon request.
Min deposit is $150 per person and must be made no later than June 25th. Final payment must be made no later than Aug 15th.
Please note, that prices are quoted as estimates. Therefore, you may face a price increase at the time your reservation is made.

Contact Anitra Byers at  215.200.8311 for additional information and to reserve your space.

Radio Show Intro Song: Dream of A winner

Trel Mack the up and coming artist from Philadelphia will be releasing his new single "Dreams of a Winner" ft. Shaun Chrisjohn. May 21st. It will be for sale on Itunes as well. The links are below to hear the single and preview the single as well and you can post on your respected publication. Trel will be releasing the record under his label SKE Records, www.skerecords.com and you can hear on his site www.trelmack.com. The pics are attached and the press releases as well. Also the record is on Yoraps.com, hiphopsince1987.com, the-medizine.com in Spain.

http://www.amazon.com/Dreams-Winner-feat-Shaun-ChrisJohn/dp/B0083HB9RU/ref=sr_1_1?ie=UTF8&qid=1337621658&sr=8-1
http://itunes.apple.com/us/album/dreams-winner-feat.-shaun/id527205633?i=527205854&ign-mpt=uo%3D4
http://www.youtube.com/watch?v=zaTRHq43tfU
http://soundcloud.com/trelmack/dreams-of-a-winner

Construction Opportunity for Women

Don't let emotions drive your investment decisions

by: Anita T. Conner Remember August 8, 2011? That's the day the Dow Jones Industrial Average fell more than 600 points after the first-ever Standard & Poor's downgrade of U.S. debt. The Dow's one-day drop was its biggest point loss in a single day since December 1, 2008, and the sixth biggest point drop in its history. On that day the Dow closed down 634 points (5.6%) to 10,810. That single day's decline in stock values wiped out about $2.3 trillion in investor wealth in the U.S. What happened to investors who panicked and sold their stocks or stock mutual funds that day? By letting emotions control their investing decisions, they locked in their losses. According to studies in the field of behavioral finance, various biases tend to drive our investment decisions. For example, many people succumb to "anchoring" bias. That's the irrational decision to hold on to something — a stock, a car, a piece of information — just because you already own it. Or you might fall prey to "recency" bias, the assumption that events in the recent past are a reliable predictor of the future. The stock market's been going up, up, up. So you jump on the bandwagon, assuming that the next twelve months will mirror the prior year. Don't count on it. When emotions rule the day, investment portfolios suffer. To curb emotional investment decisions, consider the following two time-tested strategies: Dollar-cost averaging. This is a strategy in which equal dollar amounts are invested at regular predetermined intervals. Percentage contributions from your biweekly paycheck to a 401(k) account are a good example of this type of investing. When the market's falling, you buy more shares in a stock mutual fund because the price of those shares is falling. Conversely, when the market's climbing, you enjoy the appreciation of your existing shares and buy fewer shares at premium prices. Diversification. Because markets seldom move completely in unison, the strategy of investing in different industries, different countries, and different types of investments (stocks, bonds, and real estate, for example) can help reduce risk without substantially diminishing overall returns. Above all, be honest with yourself. Sometimes a trusted advisor can provide an objective set of eyes to steer you away from poor investment decisions. You might also want to keep a journal to help you slow down, analyze your investment decisions, and allow your emotions time to cool off.

News from our Travel Group

We are back from Vegas! What a great time we had! Check out the pics that we posted. There is still time to join us in New York City! Because I had to make some changes, it also resulted in changing the hotel. With that, we are now staying at The Milburn Hotel located right across the street from Central Park. The total price will be $362 per person based on double. You may book your hotel directly on my website if you wish to join us @ www.wallethappyvacations.com or call me to assist with your reservation. Additionally, Mega Bus has their bus schedule up for the months of August and September and they are offering the $1 each way deal.

 Please be sure to check with me BEFORE you purchase your bus ticket to ensure were all on the same bus. Labor Day Weekend is also my birthday weekend, so I m really looking to have a great time and hope that those who aren't planning to do anything will plan to travel with us! Are you going? Bermuda & South Africa have been posted! If you are planning to go, please make your rsvp asap as deposits will be due in just a few weeks. All details for both trips are posted. Check it out! Don't miss the meetup on our first trip for 2013! 7 Night Eastern Caribbean Cruise! Plan to invite your family, friends and colleagues as we set sail for the Caribbean islands! At the meetup I will present the cruise, lodging, airfare and ground transfer information. This will be a combined trip with 2 other meetup groups so we are looking to have a great time! I have a couple of weekend trips in mind for July & Aug. Keep watching for the beach weekend getaways! Thank you all for joining the group! Ill see you on June 2nd for the 7 Night Eastern Caribbean Cruise meetup @ Copas! Anitra Group Organizer 215.200.8311

The Original Statue of Liberty Was of A Black Female Given to America By The French

In a book called “The Journey of The Songhai People”, according to Dr. Jim Haskins, a member of the National Education Advisory Committee of the Liberty-Ellis Island Committee,professor of English at the University of Florida, and prolific Black author, points out that what stimulated the original idea for that 151 foot statue in the harbor.

He says that what stimulated the idea for the creation of the statue initially was the part that Black soldiers played in the ending of Black African Bondage in the United States. It was created in the mind of the French historian Edourd de Laboulaye, chairman of the French Anti-Slavery Society, who, together with sculptor Frederic Auguste Bartholdi,proposed to the French government that the people of France present to the people of the United States through the American Abolitionist Society, the gift of a Statue of Liberty in recognition of the fact that Black soldiers won the Civil War in the United States.

It was widely known then that it was Black soldiers who played the pivotal role in winning the war, and this gift would be a tribute to their prowess. Suzanne Nakasian, director of the Statue of Liberty, Ellis Island Foundations’ National Ethnic Campaign said that the Black Americans’ direct connection to Lady Liberty is unknown to the majority of Americans,BLACK or WHITE.

When the statue was presented to the U.S. Minister to France in 1884, it is said that he remonstrated that the dominant view of the broken hackles would be offensive to a U.S. South, because since the statue was a reminder of Blacks winning their freedom. It was a reminder to a beaten South of the ones who caused their defeat, their despised former captives.

Documents of Proof:

1.) You may go and see the original model of the Statue of Liberty, with the broken chains at her feet and in her left hand. Go to the Museum of the City of NY, Fifth Avenue and 103rd Street write to Peter Simmons and he can send you some documentation.

2.) Check with the N.Y. Times magazine, part II_May 18, 1986. Read the article by Laboulaye.

3.) The dark original face of the Statue of Liberty can be seen in the N.Y. Post, June 17, 1986, also the Post stated the reason for the broken chains at her feet.

4.) Finally, you may check with the French Mission or the French Embassy at the U.N. or in Washington, D.C. and ask for some original French material on the Statue of Liberty, including the Bartholdi original model. (via ilyasafrika)

Why we shouldn't drink soda

From:  Saundra Ali

Knowing how addictive sodas are, it seemed appropriate to give you some good advice on why you need to kick the habit if you truly want to be healthy.

There are so many reasons not to consume soda pop. The high levels of high fructose corn syrup, the toxic caramel flavoring, the aborted fetal cells(?), high-phosphorus content, artificial sweeteners (aspartame and neotame) that are neurotoxins, etc.

Here are a few reasons to eliminate this poison from your experience.

-The allergenicity of penicillin in the general population is thought to be at least ten percent. Nearly 25 percent of these individuals will display hives, angioedema, or anaphylaxis upon ingestion of penicillin. Hives and anaphylactic symptoms have been traced to penicillin in milk, soft drinks and frozen dinners.

. . . Many general dietary factors have been suggested as a cause of osteoporosis, including: low calcium-high phosphorus intake, high-protein diet, high-acid-ash diet, high salt intake, and trace mineral deficiencies. It appears
that increased soft drink consumption is a major factor that contributes to osteoporosis. A deficiency of vitamin K leadsto impaired mineralization of bone. Boron deficiency may contribute greatly to osteoporosis as well as to menopausal symptoms.

. . . Soft drinks have long been suspected of leading to lower calcium levels and higher phosphate levels in the blood.
When phosphate levels are high and calcium levels are low, calcium is pulled out of the bones. The phosphate content
of soft drinks like Coca-Cola and Pepsi is very high, and they contain virtually no calcium.

. . .The United States ranks first among countries in soft drink consumption. The per-capita consumption of soft drinks is in excess of 150 quarts per year, or about three quarts per week.

. . . Soft drink consumption in children poses a significant risk factor for impaired calcification of growing bones.

. . . Of the fifty-seven children who had low blood calcium levels, thirty-eight (66.7 percent) drank more than four bottles (12 to 16 ounces per bottle) of soft drinks per week, but only forty-eight (28 percent) of the 171 children with
normal serum calcium levels consumed as much soft drink. These results more than support the contention that soft drink consumption leads to lower calcium levels in children. This situation that ultimately leads to poor bone mineralization,
which explains the greater risk of broken bones in children who consume soft drinks.

. . . Soft drink consumption may be a major factor for osteoporosis as they are high in phosphates but contain virtually no
calcium. This leads to lower calcium levels and higher phosphate levels in the blood. The United States ranks first among
countries for soft drink consumption with a per capita consumption of approximately 15 ounces a day.
-Michael Murray, ND, and Joseph Pizzorno, ND, Encyclopedia of Natural Medicine, Revised Second Edition

- In an interesting experiment the sugar from one soft drink was able to damage the white blood cells' ability to ingest
and kill gonococcal bacteria for seven hours.

. . . Soft drinks also contain large quantities of phosphorus, which when excreted pulls calcium out of the bones. Heavy
users of soft drinks will have osteoporosis along with their damaged arteries. -James A Howenstine, MD,
A Physician's Guide to Natural Health Products That Work

- And watch out for cola soft drinks which are very high in bone-dissolving phosphorus. -James Duke, PhD, The Green Pharmacy :
The Ultimate Compendium Of Natural Remedies From The World's Foremost Authority On Healing Herbs

- Soft drinks are the single greatest source of caffeine in children's diets; a 12-ounce can of cola contains about 45 milligrams
but the amounts in more potent soft drinks can exceed 100 milligrams -- a level approaching that found in coffee.

. . . Soft drinks have replaced milk in the diets of many American children as well as adults. School purchases reflect
such trends. From 1985 to 1997, school districts decreased the amounts of milk they bought by nearly 30% and increased
their purchases of carbonated sodas.

. . . The relationship between soft drink consumption and body weight is so strong that researchers calculate that for
each additional soda consumed, the risk of obesity increases 1.6 times.

. . . Adolescents who consume soft drinks display a risk of bone fractures three to four-fold higher than those who do not.

. . . Sugar and acid in soft drinks so easily dissolve tooth enamel.

. . . Americans drink 13.15 billion gallons of carbonated drinks every year. -Marion Nestle
Food Politics: How the Food Industry Influences Nutrition and Health (California Studies in Food and Culture)

- The doctor speaking in these dialogs is, Dr. McCay, the nutritionist at the Naval Medical Research Institute:

"I was amazed to learn," he testified, "that the beverage contained substantial amounts of phosphoric acid. At the Naval
Medical Research Institute, we put human teeth in a cola beverage and found they softened and started to dissolve
within a short period. The acidity of cola beverages is about the same as vinegar. The sugar content masks the acidity,
and children little realize they are drinking this strange mixture of phosphoric acid, sugar, caffeine, coloring, and flavoring
matter." -William Duffy

- One liter of an aspartame-sweetened beverage can produce about fifty-six milligrams of methanol. When several of these
beverages are consumed in a short period of time (one day, perhaps), as much as two hundred fifty milligrams of methanol
are dumped into the bloodstream, or thirty-two times the EPA limit.

. . . What may happen, in the face of day-to-day, continuously high levels of sodium in the diet and the bloodstream, is that
we experience a type of acute hypernatremia -- not enough to kill us or cause the myelin sheath to lose its integrity, but enough
to keep our sodium potassium pump slightly dysregulated and throw off the electrical system of the brain. Americans drink soft drinks
that are often loaded with more sodium and which further unbalance the mineral stores. - Carol Simontacchi, The Crazy Makers: How
the Food Industry Is Destroying Our Brains and Harming Our Children

- A joint study by Harvard University and Boston Children's Hospital researchers in February 2001 concluded that such excess
liquid calories inhibited the ability of older children to compensate at mealtime, leading to caloric imbalance and, in time, obesity.

. . . One extra soft drink a day gave a child a 60 percent greater chance of becoming obese. One could even link specific amounts of
soda to specific amounts of weight gain. Each daily drink added .18 points to a child's body mass index (BMI). This, the researchers
noted, was regardless of what else they ate or how much they exercised. "Consumption of sugar (high fructose corn syrup)-sweetened
drinks," they concluded, "is associated with obesity in children. -Greg Critser, Fat Land: How Americans Became the Fattest People in the World

- Saccharin is a 100-year-old non-nutritive, non-caloric sweetening agent. Its use has exploded over the last twenty years as a staple of the
diet food and drink craze. Its major current consumption is in diet pop by teenagers and not by diabetics and the obese.

The public now firmly believes that foods containing saccharin are effective in weight control and has been persuaded by the soft drink
industry (through the Calorie Control Council) that these benefits outweigh any possible health risks.

. . . More than a dozen animal tests over the last thirty years have demonstrated the carcinogenic effects of saccharin in the bladder and
other sites, particularly female reproductive organs, and in some instances at doses as low as the equivalent of one to two bottles of diet pop daily.

. . . The public board of inquiry concluded that experimental data "do not rule out an oncogenic effect of aspartame, and that, to the contrary,
they appear to suggest the possibility that aspartame, at least when administered in the huge quantities employed in the studies, may contribute
to the development of brain tumors." Until these controversial findings on brain cancer in experimental animals have been resolved, use this product
sparingly, if at all. -Samuel S. Epstein, MD, The Safe Shopper's Bible : A Consumer's Guide to Nontoxic Household Products

- Another advantage of avoiding sodas is that you will avoid the caffeine that is in many of them. Caffeine is a weak diuretic that causes calcium
loss via the kidneys. -Neal Barnard, MD, Foods That Cause You to Lose Weight: The Negative Calorie Effect

- Recent research has linked soft drinks with childhood obesity and an estimated 200 school districts nationwide have contracts with soft drink
companies that give them exclusive rights to sell their products in schools.

. . . Saccharin is a non caloric petroleum derivative estimated to be three hundred to five hundred times sweeter than sugar. It's used in diet soft
drinks. Studies done in the 1970s linked saccharin ingestion to bladder cancer in laboratory animals.

. . . Children who drink large quantities of diet sodas containing aspartame are particularly vulnerable to its dangerous side effects.

. . . Aspartame contains methyl or wood alcohol, which can affect fetal brain development.

. . . Twenty-one percent of the sugar in the American diet comes from soft drinks! That's more than just an unhealthy consumption of empty
calories. It is a dangerous overload of caffeine and potentially hazardous, nutrient-depleting additives.

. . . Soft drinks contain large amounts of phosphorus, which can throw off the body's calcium/phosphorus ratio (twice as much calcium as
phosphorus), decreasing calcium as well as reducing your body's ability to use it.

. . . For anyone over age 40, soft drinks can be especially hazardous because the kidneys are less able to excrete excess
phosphorus, causing depletion of vital calcium.

. . . Heavy soft drink consumption can interfere with your body's metabolism of iron and diminish nerve impulse transmission.

. . . Cola drinks can interact adversely with antacids, possibly causing constipation, calcium loss, hypertension, nausea,
vomiting, headaches and kidney damage.

. . . Soft drinks can decrease the antibacterial action of penicillin and ampicillin.

. . . Diet sodas that are low in calories are high in sodium. Too much salt in the diet may cause more calcium to be excreted
in the urine and increase the risk of osteoporosis.

. . . Excessive consumption of soft drinks, which are high in phosphorus, can also deplete you of calcium and increase
your chances of osteoporosis. -Dr. Earl Mindell, Earl Mindell's New Vitamin Bible

- Tests at Johns Hopkins University School of Medicine by Roland R. Griffiths, MD, show caffeine withdrawal can strike
people who drink a single cup of strongly-brewed coffee or drink caffeinated soft drinks everyday. Further, Dr. Griffiths
discovered that caffeine-withdrawal symptoms include not only headache, but also fatigue, mild depression, muscle pain
and stiffness, flu-like feelings, nausea and vomiting.

. . . Those consuming at least one cup of a caffeine-containing beverage per day, such as coffee, tea or soft drinks, were more
prone to PMS. And the more caffeine they consumed, the more severe their PMS symptoms. -Jean Carper, Food: Your Miracle
Medicine: How Food Can Prevent and Cure over 100 Symptoms and Problems

- Phosphorus is found in most foods but soda pops, diet pops . . . contain especially high amounts. The ideal dietary phosphorus-calcium
ratio is about 1:1. The ratio in the average American diet is often greater than 2:1 and sometimes even 4:1 or 5:1. At those levels, excess
calcium is removed from bone and eliminated, blood levels are reduced, and there is bone demineralization. A diet high in phosphorus
and low in calcium has been shown to cause bone loss and increase tissue calcification.

. . . Tooth loss, periodontal disease and gingivitis can be problems, especially with a high phosphorus intake, particularly from soft drinks.
All kinds of bone problems can occur with prolonged calcium deficiency, which causes a decrease in bone mass. Rickets in children,
osteomalacia (decreased bone calcium) in adults, and osteoporosis (porous and fragile bones) can occur when calcium is withdrawn
from bones faster than it is deposited. Fractures are more common with osteoporosis-almost eight million yearly in the United States
are related to this prevalent nutritional deficiency disease.

. . . High dietary phosphorus, as is found in a diet with meats, soft drinks, and other convenience foods, can readily affect calcium
metabolism. Potential calcium deficiency symptoms may be more likely when the phosphorus intake is very high. A low
calcium-to-phosphorus ratio in the diet increases the incidence of hypertension and the risk of colon-rectal cancer. -Elson M. Haas, MD,
The Detox Diet: A How-To & When-To Guide for Cleansing the Body

- But soft drinks are far from soft. High in phosphorous and phosphoric acid, they infiltrate bodily fluids and corrode stomach linings,
upset the alkaline-acid balance of the kidneys, and eat away at your liver like Hannibal Lecter. Soft drinks also contain hidden caffeine,
refined sugar and artificial chemicals. -Barnet Meltzer, MD, Food Swings: Make the Life-Changing Connection Between the Foods
You Eat and Your Emotional Health and Well-Being

- Avoid processed foods and cola soft drinks; their phosphates can also cause calcium loss and excretion. -Ralph T Golan, ND, Optimal Wellness

- A study on the relationship between caffeine and fertility found that just one caffeinated soft drink per day was associated
with a reduced monthly chance of conception of 50 percent.

. . . It should be noted here that soft drinks are the number one source of phosphorus in the American diet today. According to
Dr. Steenblock, excess phosphorus is one of the major contributing factors to the development of osteoarthritis. -Dr. Gary Null,
Natural Living" radio show: Gary Null's Power Aging

- Absorption in primates is hastened considerably if the methanol is ingested as free methanol as it occurs in soft drinks after thedecomposition of aspartame during storage or in other foods after being heated. Regardless of whether the aspartame-derived methanol exists in food in its free form or still esterified to phenylalanine, 10 percent of the weight of aspartame intake of an individua will be absorbed by the bloodstream as methanol within hours after consumption. -James A May, United American Industries Inc.

- Sodium benzoate is used as a preservative (microbial control) in foods, including soft drinks, fruit juices, margarine, confections, pickles, and jams. Sodium preservatives add sodium to the diet and reduce the availability of potassium. Some reported reactions  to sodium benzoate include recurring urticaria (rash), asthma, and eczema. -Marcia Zimmerman, CN, The A.D.D. Nutrition Solution: A Drug-Free 30 Day Plan

Dr. Mercola recently published an article on a new artificial sweetener, even more toxic than aspartame, called neotame.

Natural News recently reported that the US Securities and Exchange Commission
(SEC) has decided that PepsiCo's arrangement with San Diego, California-based Senomyx, which produces flavor-enhancing chemicals
for Pepsi using human embryonic kidney tissue, simply constitutes ordinary business operations.


Philadelphia Public School Alumnus Gives Back to the Community

For Immediate Release

Philadelphia Public School Alumnus Gives Back to the Community

Sponsors Youth Entrepreneur Program at the Anna Blakiston Day School

Philadelphia, PA, May 15, 2012 - Dr. Robert A. Faizon is no stranger to adversity. At the age of eight he was separated from his family and lived in the Stenton Home for Children for three years. During that time, he attended the A. B. Day School where he received his primary education in a nurturing environment. When asked to sponsor a Youth Entrepreneur Program for students at his Alma Mater, he didn't hesitate.

In the past the program had been funded by the School District through The Business Center for Entrepreneurship and Social Enterprise. "When I discovered that funding wasn't available this year, I called Robert.    He and I attended the University of Pitt together and I remembered that he had attended A.B. Day so I reached out to him and he accepted" said Pamela Rich-Wheeler, Director of the Business Center.

At age eleven Dr. Faizon was reunited with his family. Although the adversity continued, he remained diligent in his studies, graduated from Olney High School and pursued his medical degree at the University of Pittsburgh. He then attended Yale University's School Of Medicine for Residency in Obstetrics/Gynecology (OB/GYN).

Dr. Faizon had been contemplating ways to give back to his community so when presented with this opportunity he was overjoyed. On Thursday, May 17, 2012, he will come and meet the program's participants, talk with them and answer any questions they have.

The school's principal, Ms. Karen White was happy to have the opportunity to offer this after-school program to her students. Within one week 26 parents registered their children to participate.

The program instructor, Kendall Hayes is impressed with the knowledge and enthusiasm of the third through sixth grade participants. "One of the first things we do is to show the students how to identify a problem and convert it into a business opportunity. These students were familiar with the basic understanding of entreprenehip and excited about learning how to roadmap their way to success."

The program also teaches life skills, basic accounting principles (including budgeting, cash flow analysis, investing and return on investments) problem solving, the importance of a business plan, and how to write one.

Ms White says that students are very excited about meeting Dr. Faizon and have lots of question for him.

Germantown High School Bank Grand Opening

Media Advisory

For Immediate Release 
May 11, 2012 

Contact:

Pamela Rich Wheeler

(215) 439-0265

prichwheeler@thebizctr.com

Kendall Hayes
267-591-2009

kendall@hertoday.org

TO: City Editors, Education Editors, Photo Editors, Broadcast Assignment Editors and News Directors.

WHAT: Germantown High School Bank Grand Opening In partnership with the   

Business Center Youth Entrepreneurship Program The School District and PNC Bank Program.

Philadelphia, PA, May 11, 2012 – As part of a 6-month program sponsored by The Business Center Youth Entrepreneurship Program, students at Germantown High School learned the basic characteristics of successful entrepreneurs, the risks and rewards of running a business, life skills (including budgeting and investing), the importance of a business plan, and steps on how to write one.

The program will culminate with the Grand Opening of the Germantown High School Bank; a partnership with the   Business Center Youth Entrepreneurship Program, The School District and PNC Bank.

The banking program encourages students to save money and teaches investment strategies.

WHO: 

• Linda Whitfield, Vice President, PNC Bank
• Pamela Rich-Wheeler, Exec. Dir., The Business Center
• Margaret Mullen, Principal, Germantown High School
• Patricia Harrell, Teacher, Business Technology Department, Germantown High School
• Henrietta Hadley, Entrepreneurship Instructor, The Business Center
  
  

WHEN: Tuesday, May 15, 2012
 9:00 AM – 11:00 AM

WHERE: Germantown High School

40 E. High Street

Philadelphia, PA 19144

#

Housing Employment and Contracting Opportunities



Contact us for details and applications. info@hertoday.org

School District of Philadelphia Budget Hearings

FREE INFORMATION SESSION: TAX BREAKS FOR PA BUSINESSES

A Chance to Honor Our Men

To: Kendall Hayes,

 

The Father’s Day Olympics Coordinating Committee is having their Second Annual Father’s Day Olympics 2012.

Last year, we had a successful event and we are looking forward to this year. We would like to invite you and your organization to attend this great event. If you know of anyone that you can nomonate please go to fathersdayolympics@gmail.com and submit a bio.

 

The Juanita Rowe Foundation, Sharswood II Townhouses, The Philadelphia Association of Former Gang Members and Friends and other partners are initiating this wonderful event Father's Day Olympics!!

The purpose of this event is twofold; to unify Philadelphia Communities by coming together for a positive cause and to up-lift and highlight Fathers who take the job of caregivers, role models and providers as charge of direct action.

The mission of the Coordinating Committee for the Father’s Day Olympics is; to combat the consistent stream of negative imagery surrounding Black men in the media. However, understanding that Black Men are multidimensional and come from a legacy of determination, virtuosity and integrity, it is crucial that positive images of Black Manhood be up-lifted and promoted.

 

The Father’s Day Olympics Coordinating Committee will select four African American men to honor as Outstanding Father’s and Role Models in Philadelphia County. The criteria for nominees are: A Black Male, A Father and/or Mentor, who is a Philadelphia County resident. Nominee must be involved in Community Activities such as, (but not limited to) Sports Coach, Community Organizer, Active Parent, Mentor, and/or Educator.

The Father’s Day Olympics Coordinating Committee will host the Second Annual Fathe’s Day Olympics on:

Date: June 16, 2012

Time: 9:00am-4:00pm

Location: 21st and Jefferson \

Sharswood II Townhouses

1450 Nth 21st street Philadelphia, Pa. 19121

215-765-0777.

If you have any questions, please call Michelle Rowe at (267)248-5427.

The coordinating committee would like to thank you in advance for your support and participation at this wonderful event.

Sincerely,

Michelle Rowe Coordinating Committee FDO

Don't let emotions drive your investment decisions

Remember August 8, 2011? That's the day the Dow Jones Industrial Average fell more than 600 points after the first-ever Standard & Poor's downgrade of U.S. debt. The Dow's one-day drop was its biggest point loss in a single day since December 1, 2008, and the sixth biggest point drop in its history. On that day the Dow closed down 634 points (5.6%) to 10,810. That single day's decline in stock values wiped out about $2.3 trillion in investor wealth in the U.S. What happened to investors who panicked and sold their stocks or stock mutual funds that day? By letting emotions control their investing decisions, they locked in their losses.
According to studies in the field of behavioral finance, various biases tend to drive our investment decisions. For example, many people succumb to "anchoring" bias. That's the irrational decision to hold on to something — a stock, a car, a piece of information — just because you already own it. Or you might fall prey to "recency" bias, the assumption that events in the recent past are a reliable predictor of the future. The stock market's been going up, up, up. So you jump on the bandwagon, assuming that the next twelve months will mirror the prior year. Don't count on it. When emotions rule the day, investment portfolios suffer.
To curb emotional investment decisions, consider the following two time-tested strategies:

• Dollar-cost averaging. This is a strategy in which equal dollar amounts are invested at regular predetermined intervals. Percentage contributions from your biweekly paycheck to a 401(k) account are a good example of this type of investing. When the market's falling, you buy more shares in a stock mutual fund because the price of those shares is falling. Conversely, when the market's climbing, you enjoy the appreciation of your existing shares and buy fewer shares at premium prices.

• Diversification. Because markets seldom move completely in unison, the strategy of investing in different industries, different countries, and different types of investments (stocks, bonds, and real estate, for example) can help reduce risk without substantially diminishing overall returns.

Above all, be honest with yourself. Sometimes a trusted advisor can provide an objective set of eyes to steer you away from poor investment decisions. You might also want to keep a journal to help you slow down, analyze your investment decisions, and allow your emotions time to cool off.

 

Anita T. Conner & Associates, P.C
contact: aconner@atconnercpa.com